Shanghai Stuff

A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband


A young and pretty lady posted this on a popular forum: ( i think this case is similar to many shanghainese girls, too materialistic)


Title: What should I do to marry a rich guy?


I'm going to be honest of what I'm going to say here. I'm 25 this year. I'm very pretty, have style and good taste.  I wish to marry a guy with $500k  annual salary or above.


You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York.


My requirement is not high.  Is there anyone in this forum who has an income of $500k annual salary?  Are you all married?


I wanted to ask:  what should I do to marry rich persons like you?


Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit.


If someone is going to move into high cost residential area on the west of New York City Garden(?),  $250k annual income is not enough.


I'm here humbly to ask a few questions:

1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)

2) Which age group should I target?

3) Why most wives of the riches are only average-looking?  I've met a few girls who don't  have looks and are not interesting,  but they are able  to marry rich guys.


4) How do you decide who can be your wife, and who can only be your girlfriend?  (my target now is to get married)


Ms. Pretty


A philosophical reply from CEO of J.P. Morgan:


Dear Ms. Pretty,

I have read your post with great interest.  Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.


My annual income is more than $500k, which meets your requirement, so I hope

everyone believes that I'm not wasting time here.


From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.


Put the details aside, what you're trying to do is an exchange of "beauty" and "money" :  Person A provides beauty, and Person B pays for it, fair and square.


However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year,  but you can't be prettier year after year.


Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.


By the terms we use in Wall Street, every trading has a position, dating with you is also a "trading position".

If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted.   It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or "leased".


Anyone with over $500k annual income is not a fool;  we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.


Hope this reply helps.  If you are interested in "leasing" services, do contact me.



J.P. Morgan CEO

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Well, it's an old topic lasting forever. Material girls are everywhere, but not everyone is materialistic.

Ms Pretty can know who is a rich guy, but she will not 100% get what she wants. Everyone knows relationship is a both way thing. Beauty trading for wealth, may work. But will it last long? what if one of them lost their leverage?

So it is depending on what do you believe. There is no correct answer upon it. But you will have your own.


I strongly protest against everyone misreading and be insults to Shanghai girls. I am a Shanghai girl's mother, we never teach our daughter only watching to money. We usually educate our daughter, not only to be beautiful, but also to be culture, courage, appreciate others, cherish life, esteem own. This is the backward western and northern cities and villages of the girls can not be done. Because they envy, jealousy, hatred, so, slander, insult and twist the image of Shanghai girl to win the chance to compete. This is the best way what's the Chinese people are good at strategy.
Have you seen a Shanghai girls show off their wealth it? have you seen Shanghai girl join into the marriage meeting of rich men? have you seen the Shanghai girls marriage with a rich men or a powerful men, then after married they arrogant and overbearing, do whatever they want it? Each such news, these crazy girls are living in the outside of the Shanghai area. This is the difference self-cultivation. This is the difference culture values​​.
Do not think what happened in Shanghai, both of these are shanghainese had done it. so in Shanghai, many persons from the other citys, there are a large number of persons are hostile and hate Shanghainese, and want to eliminate and replace Shanghainese. The false sincerity and humility are cover their narrow-minded mentality and behavior.

Shanghai girls' cultural quality of the highest character, most gentle, most considerate, most polite, most understanding the social morality, very be good at financial management !!!!!!

If you marry with shanghai girl , you are the luckiest man! !

But than we have to carry their handbag and cook at home OMG!

First off, this post clearly states that this post applies to many shanghainese women. It does not say ALL shanghainese women. So, if this does not apply to you, you shouldn't be offended. Also, let's get real...when you first meet a girl in China, you have dinner, get a few drinks. You may or may not become boyfriend or girlfriend. If it does work out, you hang out for a few some movies, go shopping, have a little fun. When it starts to get serious, you might meet the parents and talk about marriage.


BOOOM! This is where it all begins. "What do you do for work? How much do you make? What do you parents do? How much do they make? Do you have a house? Do you have a car? Can you buy a house? Can you buy a car?" Is this familiar to anyone?

He he it sounds familiar. I´d say potential in laws in other countries also have an interest in the potential son in laws income or potential income but not to the extent that you see in China and Shanghai. Atleast not where I am from and I can´t talk for all countries.


It seems alot of women got offended by this. I wonder why? Sure most chinese are very proud and don´t want anyone bad talking them, but it didn´t say all shanghainese women are like this.


Excellent response, I wouldn't have been so kind though, hehe.


Also I find it interesting that a lot of people get annoyed when people apply these things to Shanghainese girls. They try and claim that it's only a "few" Shanghainese that are materialistic, however if that were true then Shanghainese girls wouldn't have such a reputation. I have found that shanghainese girls are much more interested in what your job, income, and assets are than girls from other cities and countries. You only need to go onto websites that have "personals" forums to see how many Shanghainese girls are requesting "upper class businessman" or something similar for dating.

I do believe there are still many rich men who will marry this kind of girls. Because they are same stupid :p

Depreciation asset,i like this term.Only love is appreciation asset.

I think this girl may be pretty but very very idiot.

The CEO is right, rich people is not a fool,they know clearly what that pretty girl wants from them.



interesting.   want to know if she post on craiglist or another finanial professional forum, now 5 or 6 yrs past, whats the result

Typical scenario in Shanghai, repeated every night:

Those stupid girls confuse a rich guy with a guy who throws money around. If he was rich he wouldn't give a flying **** whether people thought he was. It's a case of one loser (man spending all his salary on bottles and table reservations) attracting another loser (girl who thinks he's rich).

@ Benedikt you are so right, real rich CEOs don't even go to this kinda of place. They rather spend time in a 5-6 star hotel eating than be at a club.


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